Drawing on her real life experiences as a U.S. Army Black Hawk helicopter pilot, Elizabeth uses humor to share the leadership lessons learned from flying a helicopter to today’s business and life. You will be inspired to soar, and learn techniques to

• Improve your focus to achieve goals no matter what is happening around you
• Apply a concise formula of leadership principles to elevate your influence
• Lead from where you are, guiding others to climb to a higher level of success

Constellation A/B

How will your advertising be impacted by the DOL's fiduciary rule, changes to FINRA Rule 2210, and requirements for websites to link to BrokerCheck? And how can we effectively address the advertising issues presented by an increasingly digital and multicultural world? Our panel of experienced advertising compliance professionals will tackle these topics and more - including your questions - from insurance and broker/dealer perspectives.

Columbia/Frederick

Identifying and stopping financial abuse of seniors and those with diminished capacity is important to all of us. Join us for an interactive discussion of how insurance companies are addressing this risk. We’ll discuss:

• What financial abuse is,
• What insurance companies are doing to identify and address it, and
• What our regulators expect.

Constellation A/B

Fighting costly fraud continues to be an important issue for insurance companies and regulators alike. Does your company have an effective plan? Are you leveraging technology to help combat fraud in a tight resource environment? Attend this session to learn about the latest trends in fraud and hear how some companies are leveraging their compliance programs and Special Investigative Unit (SIU) to more effectively detect, investigate, monitor, and report suspected fraud.

Baltimore

The NAIC Suitability in Annuity Transactions Model Regulation requires insurers to provide a report annually to senior management. The report must detail a review which is reasonably designed to determine the effectiveness of the company’s annuity suitability review system. We will learn how a company develops their report and the effect that the letter from the Iowa Insurance Division had on the design of their report.

Annapolis

Insurance carriers and financial advisors have started to prepare for the U.S. Department of Labor (DOL) requirements, which are currently drafted to curb conflicts of interest in the retirement advice marketplace. When this conference is held, the rule may already be impacting the way we do business. How will this rule impact life insurance and annuity products? How will your firm adjust and adapt to it? What role will Compliance play? Join the ongoing conversation about this rule and what it will mean for compliance and the industry.

Constellation A/B

Bob Kerzner will discuss disruptive trends in the financial services industry, and explore the ways that recent and pending regulation and legislation may impact the industry and its ability to help Americans achieve financial security.

Constellation A/B

This panel of state and federal regulators will answer questions about the current regulatory environment. Please pre-submit your questions for a wide-ranging discussion of issues by emailing LIMRA’s Stephen Selby at sselby@limra.com.

Constellation A/B

Electronic signatures have become a widely accepted business practice, but do the processes in your company meet the criteria for legally binding signatures? It’s not all about technology, nor is it all about signatures as electronic delivery and record retention are also key ingredients for an end-to-end electronic fulfillment process. The customer authentication process remains a vital aspect of any e-signature strategy. Brian Casey will share his expertise on e-signatures and e-delivery to help your organization routinely, effectively, and legally use electronic signatures in today’s digital world.

Chesapeake A/B

Compliance professionals are crucial to ensuring financial services firms are adequately prepared for litigation. Unfortunately, resources are limited and the world is changing at a faster pace than ever. Attend this session to review major trends in financial services litigation, gain insight to the products and practices most vulnerable to litigation, and hear the arguments used by plaintiffs’ attorneys. You will come away with a clearer understanding of how to better allocate resources in preparation for eventual arbitration and lawsuits.

Constellation A/B

Each distribution channel your company uses brings its own benefits and challenges. When engaging an Independent Marketing Organization (IMO), what do you really know about the individual presenting your company’s products to prospective clients? In this session, compliance executives from IMOs will share enlightening — not frightening — insights on their compliance practices so you can sleep better at night.

Camden

What do you do when your employees and agents violate your firm’s code of conduct? Three industry experts will provide you with tools and techniques that ensure an effective investigation takes place. Attend this workshop to:

• Learn critical investigation techniques, including different techniques for investigating employee and agent violations
• See the role that ethics hotlines play in the investigation process
• Hear about Compliance’s oversight role in code of conduct violation investigations

Pisces

A solid Compliance Risk Assessment (CRA) process is the cornerstone of an effective compliance program. Whether you are a CRA expert or newbie from a company big or small, join us to play (or observe) this informative CRA knowledge game. We will cover several key topics including:

• CRA steps/phases
• Triggering events that require you to evaluate risk
• Control types

Constellation E

Nearly half of states have legalized marijuana for medical use. But financial institutions have been reluctant to accept customers involved in this industry. Why?

• Gain an understanding of the underlying federal and state laws complicating this issue.
• Hear from regulatory, cannabis industry, and insurance sales and compliance experts on the current status of the medical marijuana industry.
• Learn about the evolution of federal law and banking regulation that may eventually permit financial institutions to accept customers from the medical marijuana industry.

Constellation C

Do you want an effective risk based compliance testing and monitoring program? Join us for an interactive conversation with a perspective of a small company as well as large company.

• Learn the key concepts of a sound-monitoring program
• What to do with the results
• Impact and collaboration with the business units
• Challenges and best practices

Constellation A/B

Has your company received a multi-state exam (MSE) notice from a lead state? If not, it may soon as these exams become more commonplace. This session will provide practical information you can use to anticipate, prepare for, and survive an MSE, including: 

• The NAIC Multi-state Examination Framework and how it is resulting in more MSEs
• How lead and participating states are selected
• How the exam is coordinated and conducted
• The results and benefits of MSEs
• How you can use the NAIC examination framework to your advantage

Constellation D

Here’s your opportunity to discuss topics and benchmark your practices with peers and industry experts in a fast-paced roundtable format. Change tables every 15 minutes to discuss topics including:

• AML/OFAC
• New to compliance
• Unclaimed property
• Social media
• Onboarding, training and development
• Best practices/talking to regulators
• Delivering compliance training
• FCRA/Background checks
• State issues — Regulatory changes

Atrium

Cybersecurity is no longer the exclusive domain of IT professionals. As cybersecurity incidents become more frequent, regulators have ratcheted up their efforts to tackle cybersecurity issues head on.  Attendees of this workshop will gain insight into:

• Holistic view of cybersecurity and the challenges and concerns from an Enterprise Risk Management perspective
• Coordination of IT and Compliance to protect an organization's most valuable assets
• Recent cybersecurity regulatory activity at the federal, NAIC, and state levels
• The NAIC Guiding Principles for Cybersecurity and the Consumer Cybersecurity Bill of Rights
• How you can help your company comply with regulatory expectations and prepare for future cybersecurity targeted exams

Constellation D

Compliance is inherently a look in the rear view mirror.  Where did market conduct issues arise in the past, what new rules have been put in place to prevent these events from happening again and how do we ensure the rules are followed?  Necessary...of course.  Thankless...you bet!  But what if things could be different?  What if we could recognize bad behavior-even unintentional bad behavior-before anyone got hurt?  That's the holy grail of predictive analytics.  During this session, strategy and innovation consultant David Silverstein will talk about the trends and technologies that are making it possible.

Constellation A/B

Join our panelists for a group discussion by Compliance personnel from small life insurance companies, broker-dealers, and subsidiaries of larger companies. You’ll hear how panelists are meeting the competing demands of increasing responsibilities and shrinking resources. You will also see how your practices compare to peers’ with an anonymous real-time electronic polling system.

Constellation E

Compliance and Operations can have a complicated relationship. For example, many compliance issues have operational components. Operations sometimes drives Compliance decisions. Some companies have specific operations compliance, while others do not. Hear our panel discuss challenges related to operational compliance and share best practices that you can take back to your companies. Learn how to bring compliance to Operations and create of culture of compliance there.

Constellation D

In our increasingly globally industry, what happens in other countries is having a greater impact on us here at home. Larry Hartshorn will share his perspective on industry issues and trends around the world, and discuss how these insights inform what is happening in the U.S. today - and how we can prepare for what the future might hold.

Constellation A/B

Regulations are continually updated based on observed market conditions, customer experiences, evolving legal and regulatory theory, and industry feedback — as well as the political climate. This session will shed light on the complex set of conversations between our industry and those setting public policy and how these conversations might indicate future changes in the regulatory landscape.

Constellation A/B

We are now in an environment that it is a matter of when, not if, your company will experience a cybersecurity breach.  When this occurs, will your organization be prepared to mitigate a breach and its impact?   With over 20 years of experience in cyber security risk management, incident response and regulatory compliance, Mr. Hetner will address and discuss cyber security in the financial services industry including:

• Highlighting cybersecurity threats that are impacting the markets
• Essential capabilities and capacities companies are developing to improve cyber preparedness
• Risk mitigation and incident response

Constellation A/B