The Evolution of Life Insurance: Planning for the Future

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Alison Salka, Ph.D.

Alison Salka joined LIMRA in 2012 and led the member benefits and research division from April 2014 until April 2024. She was responsible for driving the strategy and direction of its global research program. As principal research consultant, she is focused on thought leadership designed to help companies better understand industry issues and trends. She is a frequent industry speaker and has testified before the Department of Labor. Before joining LIMRA, she worked at Prudential and MassMutual. She has a Master’s degree from the College of William and Mary and Ph.D. from Vanderbilt University.

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Elaine F. Tumicki, CLU, ChFC, LLIF

Tumicki directs the LIMRA team responsible for research on insurance products – individual and group life, health, disability, critical illness and long-term care. The insurance product research team conducts ongoing surveys on sales, persistency, and product design, as well as marketing studies and company practices studies that respond to the needs of LIMRA’s constituencies.

Tumicki also serves as a resource on industry performance measures to LIMRA staff, member companies, and the media. She is staff representative to LIMRA’s Individual Life Insurance Study Group, Product Development Study Group, and Supplemental Health, DI & LTC Committee, and is a liaison to various other committees and study groups.

Tumicki is a graduate of the University of Connecticut.