Benchmark your key product risks and your company’s product experience against the industry as a whole or against specific sub-segments of the industry.
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Marianne Purushotham, FSA, MAAA 11/4/2021
Benchmark your key product risks and your company’s product experience against the industry as a whole or against specific sub-segments of the industry.
Access tools that allow you to understand industry product profitability experience by key financial risk factors. This data allows companies to compare their own product performance against the industry or a segment of the industry. It also provides valuable inputs to the annual product assumption setting process as companies examine their recent results and set their internal expectations regarding the future. Product experience includes: mortality, claims, lapse/surrender, benefit utilization, benefit election, and withdrawal activity for the following product lines.
Access these previous experience studies listed below as part of your member benefits. If you do not see a study you’d like to access, please contact our InfoCenter.
Variable Annuity Guaranteed Living Benefit Election Tracking
Learn more about benefit utilization - as well as the connection with behaviors such as withdrawals and persistency - to assist with assessing and managing the long-term risks of these VA GLBs.
This study examines the surrender activity of deferred annuities by selected product, customer, and distribution characteristics.
Learn about Canadian segregated funds product policyholder behavior and mortality experience, key risk factors that materially impact the cost of guaranteed death, maturity, and withdrawal benefits provided by segregated funds products.
Access these previous experience studies listed below as part of your member benefits. If you do not see a study you’d like to access, please contact our InfoCenter.
Explore the impact of COVID-19 on individual life insurance claims experience.
Must all good things come to an end? See what's happening with U.S. individual life insurance product persistency at the industry level for benchmarking, product development, and planning - including guaranteed issue and simplified issue.
Read the first-ever study of universal life insurance premium persistency experience. This is a key risk influencing the profitability of secondary guarantee products and products that are marketed and sold for traditional protection and savings accumulation purposes.
Access these previous experience studies listed below as part of your member benefits. If you do not see a study you’d like to access, please contact our InfoCenter.
Product line lapse statistics for the U.S. individual disability income insurance industry.
Long-lasting benefit? Find out about U.S. industry long-term care insurance product-persistency experience benchmarking, product development, and planning.
Learn about the final expense market including sales volumes, inforce premium, new business processing, policy statistics, and product performance.
Identify risks and opportunities by tapping into LIMRA’s predictive analytic expertise and community.
Study Groups are a great way to network with others in the industry
Research tailored to your individual business needs.