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Individual Insurance Products

Individual Insurance Products Research

View ownership and sales trends for individual insurance products, including life insurance, DI, critical illness, and LTC.

Featured Individual Insurance Research

U.S. Individual Life Insurance Forecast

What are the expectations for life sales over the next few years? New 2024 - 2027 report.

The Making of a Sturdy Hull — Advanced Sales Unit Organization 2024

Learn how advanced sales units have changed post-pandemic and what has stayed the same.

A Deeper Dive: Whole Life Insurance Sales

This report delivers an in-depth overview of the U.S. whole life (WL) insurance market.

U.S. Individual Life Insurance Sales

Size it up — quarterly U.S. individual life insurance sales results reflecting 85 percent of the premium market, as well as annual industry estimates and the comprehensive U.S. Individual Life Insurance Yearbook. New 3Q 2024 Data.

Benchmark Trends

Term Life Sales Mark Sixth Consecutive Quarter of Growth in The Second Quarter 2024 — On Pace For a Record Year

Total new annualized premium level with prior year results at $3.98 billion.

U.S. Life Insurance New Premium Tops $3.7 Billion in First Quarter 2024

Term life, indexed univeral life, and fixed universal life all posted premium gains in the first quarter.

U.S. Life Insurance Premium Sets New Record in 2023

Total new annualized premium was $4.2 billion in the fourth quarter, reaching $15.7 billion in 2023.

Total new annualized premium reaches $3.7 billion in the third quarter, up 4%.

Individual life insurance sales rose in the third quarter, reaching $11.5 billion year-to-date.

U.S. Life Insurance Premium Rebounds in Q2 2023

Total U.S. life insurance new annual premium up 2% in the second quarter to $4.0 billion.

Life Policy Sales Increase and Premiums Decline in Q1 2023

Total U.S. retail life insurance new annualized premium fell 7% in the first quarter of 2023 to $3.7 billion.

Latest Individual Insurance Research

The Facts of Life and Annuities: 2024 Update

Dec 18, 2024

This compilation of key facts from LIMRA and other sources can be used to educate people about the value of life insurance and annuities.

A Deeper Dive: 2023 Term Life Insurance Sales

Nov 12, 2024

This report delivers an in-depth overview of the U.S. term life insurance market.

U.S. Consumer Sentiment (October 2024)

Nov 5, 2024

Discover how Americans perceived the economy, their personal finances, and their stress levels ahead of the presidential election.

Strategies and Initiatives for Enhancing Life Insurance Productivity (Infographic)

Oct 8, 2024

Explore the investments and strategies executives are prioritizing to drive distribution productivity in life insurance amidst changing market dynamics.

Inflation Impact: Perception and Reality in Life Sales Data

Sep 25, 2024

A Shifting Market: Understanding the changes and challenges.

Executive Insights Into Life Insurance Productivity 2024

Sep 6, 2024

Explore the investments and strategies executives are prioritizing to drive distribution productivity in life insurance amidst changing market dynamics.

Individual Life Insurance Benchmark Studies

A Deeper Dive: Life Insurance Sales Series

Jun 14, 2024

Take a deeper dive into the diverse features of life insurance products.

U.S. Individual Life Insurance Forecast

Nov 14, 2024

What are the expectations for life sales over the next few years? New 2024 - 2027 report.

U.S. Monthly Individual Life Sales

Dec 2, 2024

Get the latest monthly individual life sales and application trends. New October 2024 data.

Individual Life Combination Products

Dec 17, 2024

A detailed look at the state of the combination product market. New 2024 Mid-Year Review.

U.S. Individual Life Insurance Sales

Dec 10, 2024

Size it up — quarterly U.S. individual life insurance sales results reflecting 85 percent of the premium market, as well as annual industry estimates and the comprehensive U.S. Individual Life Insurance Yearbook. New 3Q 2024 Data.

Bank Life Insurance Sales

Dec 20, 2023

LIMRA's bank life insurance sales quarterly benchmark.

U.S. Individual Life Insurance: COVID-19 Mortality Experience Study

Oct 26, 2023

Explore the impact of COVID-19 on individual life insurance claims experience.

U.S. Individual Life — Quarterly COVID-19 Reported Claims Updates

Dec 19, 2022

These quarterly reports provide an update of COVID-19 and pandemic related reported claims. Data from 32 companies representing approximately 72 percent of the industry face amount in-force are included in this analysis. LIMRA, RGA, TAI, and the SOA jointly collected the data supporting the results of this report.

U.S. Individual Life Insurance Yearbook

Aug 1, 2024

Read the most comprehensive overview of the U.S. individual life insurance market. This includes how consumers feel about the amount of coverage they have and their reasons for owning or not owning.

U.S. Individual Life Insurance Persistency

Jun 10, 2019

Must all good things come to an end? See what's happening with U.S. individual life insurance product persistency at the industry level for benchmarking, product development, and planning - including guaranteed issue and simplified issue.

Canadian Individual Life Insurance Sales

Sep 17, 2024

Sales buzz! Get the latest on quarterly individual life insurance sales for Canada. New Q1 2024 data.

Individual Health Insurance Benchmark Studies

U.S. Individual Disability Income Insurance Sales

Dec 16, 2024

Get a quick look at the most recent individual DI sales and trends in this quarterly benchmark study. New 3Q 2024 data.

U.S. Individual Long-Term Care Insurance Sales and In-Force

Jun 4, 2024

Find it here — midyear and year-end sales and in-force benchmarks for individual long-term care insurance in the U.S. market. (Updated June 4, 2024)

U.S. Long-Term Care Insurance Persistency

Feb 12, 2021

Long-lasting benefit? Find out about U.S. industry long-term care insurance product-persistency experience benchmarking, product development, and planning.

Canadian Individual Critical Illness Insurance Sales

Dec 16, 2024

Hit your target? Benchmark individual critical illness new sales, in-force business, and growth rates for 16 Canadian companies. New Q2 2024 data.

Related Topics

Dig deeper into more specific areas.

Insurance

View the latest consumer and sales information for individual and worksite life insurance.

Health Insurance

View the latest research on individual and workplace health insurance products.

Annuities

Gain insights into annuity sales, buyers, channels, persistency, and more.

Related On-Demand Webinars

Watch anytime, anywhere.

LinkedIn LIVE: Helping Women Protect Their Families with Life Insurance

9/19/2023, 1 - 1:30 p.m. EDT

According to the 2023 Insurance Barometer Study, 44% of women say they need or need more life insurance, representing approximately 54 million adults. Currently, less than half of women (49%) own life insurance in 2023 compared to 55% of men. This means that women make up a significant market opportunity for our industry. Join LIMRA and LOMA’s Alison Salka, Ph.D., Senior Vice President and Director of Research and Gina Birchall, Chief Operating Officer, for a conversation on understanding the needs and concerns of women and how our industry can help them protect their families through life insurance.

Related Solutions and Services

Supporting your individual insurance business needs

LifeCompass

Tackle your business challenges with the industry’s premier database of life insurance buyers.

AnnuityCompass

Tap into the power of the industry’s first database of annuity buyers and owners.

Custom Research and Consulting

Research tailored to your individual business needs.

Related MarketFacts Articles

Term Life Insurance Sales: What Is Driving the Surge?

LIMRA’s recent survey highlights the steady growth of term life insurance sales. Learn what carriers are doing to drive growth and what is expected to affect term life sales in the future.

MarketFacts

Access insightful thought leadership on the forces driving the financial services industry.

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