Skip to content

Caught in the Middle-In the House (2016)

Deb Dupont 6/23/2016

LIMRA Consumer Research

Download Your Reports

Infographics

No part of any report may be reproduced or translated without written permission from LIMRA. Please contact Customer Service for further information.

Industry Issues

The nature of caregiving is changing, as adult children remain dependent – and often at home – until much older. At the other end of the generational spectrum, financial and physical support for parents and/or in-laws can take a toll. Many report that they are distracted by the needs of other generations of adult family members, and that this support takes time and resources away from their own needs and responsibilities (often at work).

Key Findings

  • 44% of households have adult children living in them
  • 17% of people support adult children who don’t live at home
  • 29% of people provide regular support, assistance, and/or care to parents and/or parents-in-law
  • Food and groceries are the most common support for other generations of adult family members living in the home
  • One-fifth to one-third of people (heads of household) support vacations for children and/or parents/in-laws who live in their home; they provide a similar level of support for general entertainment expenses

Key Takeaways

The increasing industry focus on financial wellness needs to take into account that the needs of other generations of adult family members is a challenge for many individuals (and couples) who need to focus on their own long-term goals and needs.

Related Research

U.S. Individual Annuity Market

Access your one-stop shop for U.S. annuity sales data — benchmark sales and analysis for a range of annuity products, reported by distribution channels and market types. New Q3 2025 Glimpse data.

Size and Sentiment: DC Sponsors and Investment Menus

In 2025, LIMRA’s bi-yearly plan sponsor survey looked at the number of investment options offered by their DC plans, segmenting responses by investment menu size — creating four categories: <10, 10–14, 15–29, and 30+.

U.S. Consumer Sentiment (January 2026)

Americans begin 2026 with tempered expectations. While concern about the U.S. economy has eased from last spring’s peak, half of adults still report high levels of worry.

SECUR-ing America’s Retirement System: Plan Sponsor Perceptions and Processing of the SECURE Acts

How can defined contribution stakeholders and suppliers support employers tasked with leveraging and complying with the provisions of the SECURE Acts? The answer begins with knowing how plan sponsors perceive and understand the implications of these Acts for them and their plans. Full report and Executive Summary available.

Meet the Project Director

Deb Dupont

Deb Dupont is responsible for LIMRA’s institutional (retirement plans) retirement research program. She conducts and supervises research, benchmark reporting, and study groups focused on the issues and trends faced by constituents of the defined contribution industry. She also provides guidance and thought leadership in helping LIMRA's member firms better understand the opportunities available for improving delivery of institutional retirement solutions.

Prior to joining LIMRA in 2014, Deb was the Director of ING's Retirement Research Institute (the Institute), where she created, managed, and published a research platform that included work focusing on multi-cultural, generational, and gender-based analyses of retirement behaviors, and also published insights and analyses of ING's own cross-defined contribution (i.e., across employment sectors) participant base. Deb's work has been recognized for effectiveness and quality by some of the most prestigious awards in the financial services and communications industries, including the Insurance and Financial Communicators' Association and the International Association of Business Communicators. She is a graduate of the University of Connecticut.

Assistant Vice President Workplace Benefits Research, Institutional Retirement
LIMRA and LOMA
ddupont@limra.com


Did you accomplish the goal of your visit to our site?

Yes No