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Retirement Investors: Behaviors, Attitudes, and Financial Situations

Matthew Drinkwater, Ph.D., FSRI, FLMI, AFSI, PCS 2/23/2024

LIMRA’s Retirement Investors Survey tracks the perceptions, attitudes, behaviors, and financial condition of retirees and non-retired workers in the United States.

Summary

LIMRA’s Retirement Investors Survey is designed to address business issues relevant to our membership and tracks the perceptions, attitudes, behaviors, and financial condition of retirees and non-retired workers in the United States. LIMRA has conducted a version of this survey annually since 2012. The 2023 survey focuses on individuals who are most likely to be considered part of the market for products and services for individual retirement products and services, defined in terms of age (40 to 85 years old) and wealth (at least $100,000 in household investable assets). In addition, this report includes new multiyear trending for key metrics.

Topics covered include:

  • Retirement Income – Current and Expected
  • Use of Financial Professionals
  • Retirement Plans and Planning
  • Product and Account Ownership
  • Investor Attitudes and Outcomes
  • Special Section: Retirement Timing

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No part of any report may be reproduced or translated without written permission from LIMRA. Please contact Customer Service for further information.

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Meet the Project Director

Matthew Drinkwater, Ph.D., FSRI, FLMI, AFSI, PCS

Matt Drinkwater, who joined LIMRA in 1999, leads the annuity and retirement income primary research program. He has led the creation of several major studies of retirement planning, retirement income planning and management, and consumer preferences for receiving advice. Drinkwater has directed several institutional retirement research projects, including studies of asset retention and the rollover market. His research on annuities has encompassed in-depth studies of product features, buyer and owner characteristics, persistency, and living benefit utilization.

He is a graduate of Trinity College (Hartford, CT) and holds a doctorate in psychology from Brown University.

Corporate Vice President, Annuity and Retirement Income Research
LIMRA and LOMA
mdrinkwater@limra.com


For more information, please contact mdrinkwater@limra.com.

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