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Financial Wellness

Financial Wellness Series

LIMRA Financial Wellness Index®:

Opportunities for Growth Amid Economic Challenges

Explore critical insights on improving consumer financial health and the importance of comprehensive wellness programs that address multiple aspects of consumers’ lives.

Explore New Findings

LIMRA Financial Wellness Index® — Quantifying Financial Wellness as a Basis for Improving It: 2024 Update

The LIMRA Financial Wellness Index® helps financial and benefits providers, advisors, and the industry quantify financial wellness. It is a first step towards understanding how financial wellness can fit into employer benefits strategies, personal advice, and financial readiness strategies. Demographic views allow for a richer understanding of financial wellness in various populations.

Wellness at Work: Financial, Emotional, and Physical Wellness Programs in the Workplace

With rising financial, emotional, and physical stress, employees increasingly look to workplace wellness programs and benefits for crucial support and stress reduction.

Wellness Works in the Workplace (Infographic)

Employee stress — financial, emotional, and physical — has risen since 2022. Most workers feel that employers should offer stress reduction (financial, emotional, and/or physical) programs.

LIMRA Financial Wellness Index® Key Insights (Infographic)

The drop in overall financial wellness highlights the need for benefits, education, and services to help employees manage their financial lives and futures.

Financial Wellness: A Key Driver of Workplace Productivity

Financial wellness significantly impacts employee well-being and productivity. Employers offering financial wellness programs can reduce employee stress, improve job satisfaction, and enhance overall workplace efficiency, leading to lower turnover and better business performance.

Past Financial Wellness Research

Gender, Generation and Wellness

"Wellness” isn’t inherently gender-specific or unique to any one generation. However, on many dimensions, women and younger generations have an increased need for wellness programs and product offerings.

LIMRA Financial Wellness Spectrum: Understanding Consumer Wellness, Situations, Expectations, and Needs

“Financial Wellness” is multi-faceted. Explore the interplay of financial, physical, and emotional factors in five financial wellness types.

The LIMRA Financial Wellness Index™

The LIMRA Financial Wellness Index™ helps give form and definition to the often mercurial concept of financial wellness by creating a wellness “score” that can be assessed over time, and compared within and among different demographic segments.

Workforce Wellness: Employer and Employee Perspectives on Wellness and Work

This research briefing explores the impact that financial, physical, emotional and related wellness factors have on employees and their work.

Harnessing Growth and Seizing Opportunity: The Future of Workforce Benefits

LIMRA and EY partnered to explore how key stakeholders (employers, employees, benefit brokers, and benefit technology providers) are responding to the transformational changes impacting the workplace benefits marketplace.

Data Security: The Key to Financial Wellness

Balancing personalization and data privacy to create financial wellness programs that resonate with employees.

Advisor Views On Financial Wellness

This is a summary of interviews with financial professionals to gauge awareness of financial wellness programs and find out what distinguishes financial wellness from traditional financial planning.

A Measure of Financial Wellness

As the COVID-19 pandemic propelled consumers down the path of holistic financial wellness, its growing importance spurred LIMRA to work with a task force of association members to define and measure consumer financial wellness.

DC Advisor Views: Financial Wellness Programs in the Workplace

Financial wellness in the workplace is increasing in visibility and importance, and is usually tied to retirement savings programs. Research explores how plan advisors deliver wellness programs and what they look for from recordkeepers and asset managers.

Extending the Life Insurance Value Proposition

The wellness economy is flourishing as consumers increasingly seek to understand the implications of their lifestyle on their overall health. Insurance companies can harness this momentum by more closely aligning the incentives of the insured with the insurer.

More Than a Paycheck: Financial Wellness in the Workplace

Financial wellness may be “the hot new benefit”…but what do employers really think about it?

Retirement Account Leakage and Emergency Savings: Impact of COVID-19

In the wake of COVID-19, can emergency savings accounts prevent retirement plan leakage?

Financial Wellness: Building Strength to Handle Storms (LOMA log in required)

Many consumers struggled with financial health before COVID-19 and the recent economic upheaval has only added to the stress.

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